PhonePe Instant Loan Full Process(Eng + Hindi) – PhonePe Loan 2021

Hello, Guys Welcome to RockzTricks. Are you looking for how to apply for a PhonePe instant loan? Yeah, you are in the right place.

Getting a loan directly from phonepe is not possible in 2021 but wait we have another idea to get a loan using phonepe.

Using this trick your phone loan interest will be zero and the loan process also be easy.

Hindi mein padhne ke liye yahan click karen

PhonePe Instant Loan Full Process (English)

PhonePe Instant Loan

As I said earlier that, taking a loan directly from the phonepe app is not possible anymore. But we can use the Flipkart pay later amount as a 45 days credit period using the phonepe app.

But also notice that this is a trick and also works for user-specific only. So you can try it once but can not blame me for not approval.

You can also try the MobiKwik loan offer(the full process in the next post) if this trick gets fail.


Steps to use this trick:

1. Download the Flipkart app and login


2. Click Menu and go to the My Account option


3. Then click on Flipkart Pay Later/Cardless Credit and apply for the credit limit

PhonePe Instant Loan Full Process

4. Join our Telegram channel to get instant loot offers and deals Click here

5. To apply you need an Aadhar card, PAN card, and a minimum 700+ CIBIL score


6. Fill in the details on the form and apply


7. You can get up to 60,000 as Flipkart loan, in my case I got a 30000 limit as you can see in the above picture


8. If you got the approval of your credit limit go to the Phonepe app


9. Open the My Money section, then check the Payment section for the Flipkart Pay Later option


10. Using this payment method you can do mobile recharge, bill payment, or online shopping


11. You can apply for the Flipkart Axis Bank Credit Card by clicking the option even you do not need to open an Axis Bank account to apply this.

I also received a credit card with a 25000 credit limit, even without document verification.


Check: My Jio Quiz June 2021: Win 20 GB Data

How to pay a loan on PhonePe?

Phonepe loan payment is another feature of the phonepe app. You can clear your previous outstanding loan from the various loan providers.

You can pay Bajaj Finserv, HDB Finance, or Capital First loan outstanding balance using phonepe. It is som simple and easy. Let’s check how to pay hdb finance loan on phonepe

1. First of all, open the Phonepe app on your mobile

2. Now click on See All

How to pay a loan on PhonePe

3. Then click on Loan Repayment

How to pay a loan on PhonePe

4. Choose HDB Financial Services Limited

How to pay a loan on PhonePe


5. Then type your loan account number(find from your SMS)


6. Then type your pending amount and pay via UPI or debit card.


PhonePe Instant Loan Full Process (Hindi)

Hello, doston Rockztricks mein aapaka swaagat hai. Kya aap is baat kee talaash kar rahe hain ki phonepe instant loan ke lie aavedan kaise karen? haan, aap sahi jagah par hain.

Phonepe se seedhe loan praapt karna 2021 mein sambhav nahin hai, lekin rukiye hamaare paas phonepe se loan praapt karne ka ek aur upay hai.

Is trick ke istemaal se aapake phone par lon ka byaaj shoony ho jayega aur lon ke prakriya bhee aasaan ho jayegee.

Jaisa ki maine pehle kaha tha ki ab phonepe se seedhe loan lena sambhav nahin hai, lekin hum phonepe aap ka upayog karke flipkart pa later raashi ko 45 dinon kee credit ke roop mein upayog kar sakte hain.

Lekin yeh bhi dhyaan den ki yeh ek tarakeeb hai aur keval upayogakarta-vishisht ke liye hi kaam karte hai, to aap ise ek baar try kar sakte hain lekin aprooval na hone ke liye mujhe dosh nahin de sakte.

Agar yeh trick fail ho jaate hai to aap MobiKwik loan offer (poori prakriya agalee post mein) ko bhi aajma sakte hain.

Is trick ko istemaal karne ke steps:

1. Pehle aap Flipkart app ko download karen aur log in karen


2. Uske bad Menu par click karen aur My Account par jayen


3. Phir Flipkart Pay Later/Cardless Credit par click karen aur credit limit ke lie apply karen


4. Instant loot offer aur deals paane ke liye humaare telegram channel se juden yahaan click karen


5.  Aavedan karne ke liye aapake paas aadhaar card, PAN card aur nyoonatam 700+ CIBIL score hona chaahiye


6. Form mein vivaran bharen aur aavedan karen

PhonePe Instant Loan Full Process

7. Aap Flipkart loan ke roop mein 60,000 tak praapt kar sakate hain, mere mamale mein mujhe 30000 kee seema milee hai jaisa ki aap upar chitro mein dekh sakte hain


8. Agar aapako apane credit limit kee manjooree mil gaye hai to phonepe aap par jayen


9. My Money section kholen, phir My Payment section par Flipkart Pay Later option dekhen


10. Is Credit limit ka upoyog karke aap mobile recharge, bill bhugataan ya online shopping kar sakte hain


11. Aap Flipkart aap par Cardless Credit ke niche Flipkart Axis Bank Credit Card ke liye bhi aavedan kar sakte hain, yahaan tak ​​ki ise laagoo karane ke lie aapako axis bank khaata kholane ki bhi aavashyakata nahin hai.

Mujhe 25000 ke credit seema vaala ek credit card bhi mila, voh bhee bina document verification ke.



Leave a Comment

%d bloggers like this: